11 Weird Little Hacks Costco Shoppers Should Know

If you shop at Costco, you already know the thrill of scoring amazing deals and saving big. But here’s the thing — even the savviest Costco members miss out on some hidden tricks that can stretch their dollars even further.

We’ve rounded up some of the best money-saving hacks (plus a few financial tools) to help you get the most value possible — both inside and outside the warehouse.

1. Get the Best Deals Every Time You Shop at Costco

Costco is famous for bulk bargains, but there are a few insider signals that can help you score even better deals:

Look for the asterisk: If you see an asterisk (*) on a price tag, that means the item won’t be restocked. Love it? Buy it now before it’s gone for good.
Watch the price endings:
Prices ending in .99 are regular items.
.79, .49, or .89 often mean Costco got a special manufacturer deal.
.88 or .00 usually means a manager markdown — a clearance or discontinued product.
Check Costco.com: The website often has online-only savings and carries a wider selection than your local warehouse.
Use the Costco Savings Booklet: Discounts are automatically applied — no clipping or codes needed.

With around 4,000 items per warehouse, Costco’s bulk buying power keeps prices low — but knowing these price secrets helps you save even more.

2. Unlock Up to $1,070 in Value With This Top-Rated Credit Card

The Discover it® Cash Back card is a favorite among savvy shoppers — and for good reason. It has no annual fee, and Discover will match all your cash back at the end of your first year.

That means you could earn an estimated $1,070 in value in your first year (based on average spending and rewards).

Here’s how it works:

5% cash back on rotating categories (like groceries, gas, and restaurants) each quarter, up to the limit when activated.
1% cash back on everything else automatically.
0% intro APR for 15 months on purchases and balance transfers, then 17.99%–26.99% variable APR.
Accepted by 99% of merchants (per Nilson Report, Feb 2025).

👉 Apply for the Discover it® Cash Back card here

3. Pay 0% Interest on Balance Transfers Until 2027

If you’re carrying high-interest credit card debt, the Citi® Diamond Preferred® Card can help you breathe easier.

You’ll get a 0% intro APR for 21 months on balance transfers (then 16.99%–27.74% variable APR). That’s nearly two years without paying a dime in interest!

There’s no annual fee, and you also get 0% intro APR for 12 months on new purchases.

👉 Apply for the Citi® Diamond Preferred® Card

4. Get $1,000s in Discounts With a AAA Membership

For as little as $65–$85 per year, a AAA membership gives you:

24/7 roadside assistance
Flat tire changes and towing services
Access to over 80,000 discounts on travel, entertainment, restaurants, and more

You can even add a second member free for the first year.

👉 Join AAA and start saving today

5. Hidden Costco Member Benefits You Might Not Know About

Executive early hours: Shop before the crowds — Monday to Friday (9:00–10:00 a.m.) and Saturday (9:00–9:30 a.m.).
Movie tickets: Buy discounted tickets at select warehouses or online.
Costco Travel: Save on vacation packages, cruises, hotels, and rental cars.
Tires: Enjoy lifetime maintenance (rotations, pressure checks, flat repairs).
Partner discounts: Get perks like 25% off Budget Truck rentals.
Costco Next: Access exclusive discounts from third-party brands.

6. Save $1,000+ on Home Insurance

You might be overpaying for home insurance — and switching could save you thousands.

Use this free home insurance comparison tool to get quotes from multiple providers and see if you qualify for a better rate. It takes just a few minutes and could lead to big savings.

👉 Check if you’re overpaying for home insurance

7. Stop Overpaying When You Shop Online

Finding valid coupon codes can be exhausting. The Capital One Shopping browser extension does it all for you.

When you check out online, it automatically searches for the best coupon codes and alerts you if another retailer is offering a lower price.

It’s completely free — just add it to your browser and start saving instantly.

👉 Add Capital One Shopping now

8. Costco Hacks That Save You Even More

Invest in a vacuum sealer: Perfect for freezing bulk meat or leftovers without waste.
Buy a chest freezer: Store frozen fruits, prepped meals, and baked goods.
Split bulk buys with friends: Share savings on oversized items.
Stock up strategically: Buy non-perishables during sale rotations.
Cash out your Executive rebate: Turn your 2% reward into real cash.

9. Earn a $400 Bonus With This Checking Account

Open a Truist One Checking account online by October 29, 2025, using promo code TRUIST25AFL400, and you could get a $400 bonus when you set up qualifying direct deposits of $1,000 or more.

No overdraft fees, no annual fees — just easy cash rewards.

👉 Open your Truist One Checking account

10. Turn Your Home Equity Into Cash — Without Monthly Payments

Splitero lets homeowners tap into their home equity without taking out a loan or paying monthly installments.

You receive cash now in exchange for a share of your home’s future value — and you only repay when you sell, refinance, or reach the end of your agreement.

To qualify, you’ll need:

Home ownership
Built-up equity
600+ credit score
Basic documents (like ID and mortgage statement)

👉 Check your eligibility in under 2 minutes

Bonus: Slash the Cost of Weight Loss Medications by 75%

Remedy Meds can help you access GLP-1 medications (like Ozempic or Wegovy) for up to 75% less than traditional prices — without insurance.

Plans start at $179 for the first month and as low as $299/month after. You’ll meet virtually with a licensed clinician and get medications shipped straight to your door.

👉 Start your personalized weight loss plan today

Final Thoughts

From insider Costco hacks to credit card bonuses and insurance savings, these smart tips can help you make your money go further — both in and out of the warehouse.

After all, saving big is part of the Costco spirit — and these strategies help you keep it going year-round.

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